Saving is necessary, but investing is also important in optimizing the return on the money you have worked so hard for. We need to remember that a Rupiah saved today may buy you less in five or ten years' time because the costs for essentials may rise faster than your saving returns. Investing your money in a Mutual Fund therefore is one of the most dynamic way for you to keep in front.

Mutual Funds are a pool of money investments made in stocks, bonds and other money market instruments managed by independent professional fund managers. By injecting your money into different types of investment all at the same time, it aims to optimize your returns and disperse the risks for you as the investor.

There are always potential risks with any investment. You may face any number of the following risks when investing in Mutual Funds: risk of market volatility, risk of defaults, risk of re-investment, risk of liquidity and risks of return. Mutual Funds are able to reduce the overall investment risk by spreading your investment over a wide range of stocks and bonds. We offer a range of funds for you to choose from to accommodate your level of risk and investment preferences.

• Sound investment advice from our professional fund managers.

  A team of experts from our approved Fund Managers will take good care of your Mutual Funds investments, with focus on market conditions and performance.

• Enjoy tax advantage

  At this moment in time, returns on Indonesian Mutual Funds are non-taxable.

• Enjoy flexible liquidity

  You can redeem some or all of your investments on any trading day.

• Enjoy a small initial investment

  You can start your initial mutual purchase fund at any one of our branches for as little as Rp500,000. After that, you are able to perform Mutual Fund transaction through HSBC Internet Banking.

• Convenient mutual fund transactions through our online platform

  After your initial mutual fund purchase, you are able to perform Mutual Fund transaction through HSBC Internet Banking. Simply log on to your account, and click "Mutual Funds" menu.
  Don't have an HSBC Internet Banking account for your online mutual funds transaction? Click here.

• Enjoy further flexibility with HSBC Investment Link

  Investment Link gives you the flexibility to access extra cash to cover any shortfall while allowing you to stay invested in your Mutual Fund.

Bank is acting merely in the capacity as the Mutual Fund sales agent. Mutual Fund is a product of capital market and not a bank product therefore is not guaranteed by Bank and are not covered by the Government of Indonesia blanket guarantee program or deposit insurance schemes.

"ESG investment" includes sustainable investments and investment approaches or instruments which consider environmental, social, governance and/or other sustainability factors to varying degrees. Certain instruments that are included within this category may be in the process of changing to deliver sustainability outcomes.

There is no guarantee that sustainable investments will produce returns similar to those which don’t consider these factors. Sustainable investments may diverge from traditional market benchmarks.

There is no standard definition of, or measurement criteria for sustainable investments, or the impact of sustainable investments (“sustainability impact”). Sustainable investment and sustainability impact measurement criteria are (a) highly subjective and (b) may vary significantly across and within sectors. Hence, Bank may rely on measurement criteria devised and/or reported by third party providers or issuers. Bank does not always conduct its own specific due diligence in relation to measurement criteria. There is no guarantee: (a) that the nature of the sustainability impact or measurement criteria of an investment will be aligned with any particular investor’s sustainability goals; or (b) that the stated level or target level of sustainability impact will be achieved.

Sustainable investing is an evolving area and new regulations may come into effect which may affect how an investment is categorized or labelled. An investment which is considered to fulfil sustainable criteria today may not meet those criteria at some point in the future.
Click here to find out more on ESG

Range of Funds

Getting Started

FAQ

Terms and Conditions