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HSBC Premier MasterCard

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HSBC Premier MasterCard



HSBC Premier

Recognized and welcomed at over 24 million merchants around the world, your Premier MasterCard is the one single platform for all HSBC Premier privileges. Bringing you experience-rich and personal luxury through competitive international mileage programs with up to 25% additional points, full travel protection up to Rp 10,5 billion, emergency assistance and year-round privileges wherever you are in the world.



Welcome to The Million Points Club


Indulge in a differentiated travel experience and unfold the wonders of your journey ahead with a more competitive mileage and various exclusive privileges.



1 Million Club 5 Million Club
Visa Platinum Visa Signature Premier MasterCard Premier MasterCard
Additional Rewards Point for Mileage Redemption 10% 15% 25%
Priority Pass Access ✔ ✔ ✔
Unlimited Access Domestic Airport Loungek ✔ ✔ Free for 2 persons
Free Annual Fee ✔ ✔ ✔

1 Million Club: Program is valid for cardholders that own 1 Million Rewards Points and more

5 Million Club: Program is valid for cardholders that own 5 Million Rewards Points and more (exclusive for HSBC Premier MasterCard)


Terms and conditions

A world of convenience for you and your family


Immerse in unforgettable travel experience as you explore the corners of the world with your family by maximizing your relationship with us.

Earn more rewards from all your transactions, be it at local or global merchants or an insurance premium, and conveniently redeem your points into a more competitive mileage conversion.

  • Get bonus up to 1 million points for your next holiday.
  • Up to 25% additional Rewards Points* when you convert your mileage (maximum 1,000,000 points).
  • Major and international mileage program with Asia Miles, Garuda Miles and Kris Flyer.
  • 3x Rewards for your overseas transactions.
*As part of Million Points Club benefit.

To convert your mileage, call HSBC Premier Call Center 1500 700.


Peace of Mind at Home and Abroad


Focus on your child's education, while we take care of the hassle in every step she takes to her future.

  • Emergency cash up to US$10.000.
  • Emergency Card Replacement within 2 working days by contacting +1-314-275-6781.
  • Free annual fee and Priority Limit Approval for 1 main card and 3 supplement cards with Customized Limit up to 30% from total balance of your account and investment.

Comprehensive Travel Protection


Focus on the vast wealth of experience around the world, let us take care of the hassle during your travel with comprehensive protection for you and your family.

  • Travel accident insurance up to Rp 10 billion.
  • Travel medical insurance up to Rp 500 million.
  • Travel inconvenience protection up to Rp 80 million, that covers flight delays, missed flights or lost luggage

Exclusive offers on shopping, dining and lifestyle worldwide


  • 27,000 exclusive offers on shopping, dining and lifestyle across 160 countries and territories through home&Away Programme.
  • Protection for your local or overseas purchases of up to Rp 300 million2.
2Coverage period 30 days for the date of purchase with maximum of Rp 80 million per item, or 45 days for the date purchase with maximum of Rp 300 million per occurrence.

Priority limit approval for Premier MasterCard


  • Credit card limit is determined by your total account balance and investment.
  • Customize your limit into 2 products: Premier MasterCard and Flexi Credit.




Call us at 1 500 700 or your Relationship Manager to discover more privileges and offers

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PT Bank HSBC Indonesia is licensed and supervised by the Financial Services Authority (OJK).
PT Bank HSBC Indonesia included in the guarantee program by Indonesia Deposit Insurance Corporation (LPS).

LPS OJK
  1. This program is valid for HSBC Premier MasterCard, HSBC Visa Signature, and HSBC Visa Platinum cardholder issued by HSBC Indonesia (“Cardholder”).
  2. This program is valid for all HSBC Premier MasterCard, HSBC Visa Signature, and HSBC Visa Platinum Cardholders who own more than 1 million Reward Points in their card. If the Cardholder redeemed the Rewards Points and owns less than 1 million reward points after redemption then cardholder cannot get the 1 Million Points Club program anymore.
  3. The Million Points Club program privileges are:
    1. Additional Reward Points for mileage redemption,
      1. HSBC Premier MasterCard Cardholder is entitled to get additional 15% Reward Points from total Reward Points redemption when customer redeem Rewards Points with airline mileage through HSBC Contact Center.
        llustration:
        • Cardholder redeem 510,000 Reward Points (equivalent with 2 round-trip tickets to Singapore).
        • HSBC will credit the additional 15% Reward Points (15% x 510,000 = 76,500 Reward Points) back to the cardholder.
        The maximum additional Reward Points that can be credited back to cardholder is maximum 200,000 Reward Points per redemption.
      2. HSBC Visa Signature and HSBC Visa Platinum Cardholder is entitled to get additional 15% Reward Points from total Reward Points redemption when customer redeem Rewards Points with airline mileage through HSBC Contact Center.
        llustration:
        • Cardholder redeem 510,000 Reward Points (equivalent with 2 round-trip tickets to Singapore).
        • HSBC will credit the additional 15% Reward Points (10% x 510,000 = 51,000 Reward Points) back to the cardholder.
        The maximum additional Reward Points that can be credited back to cardholder is maximum 100,000 Reward Points per redemption.
      3. Valid only for HSBC Premier MasterCard with 5 million reward points and more. Cardholder is is entitled to get additional 25% Reward Points from total Reward Points redemption when customer redeem Rewards Points with airline mileage through HSBC Contact Center.
        Illustration:
        • Cardholder redeem 510,000 Reward Points (equivalent with 2 round-trip tickets to Singapore).
        • HSBC will credit the additional 25% Reward Points (25% x 510,000 = 127,500 Reward Points) back to the cardholder.
        Additional Reward Points will be credited in maximum 7 business days after cardholder redeem Reward Points with airline mileage through HSBC Contact Center.
    2. Free Priority Pass membership and unlimited Priority Pass lounge access
      1. HSBC Premier MasterCard and HSBC Visa Signature (starting 1 May 2017) Cardholder is entitled for a free Priority Pass membership and unlimited access to enter Priority Pass lounge without redeeming Reward Points.
      2. Cardholder can enjoy the free membership and unlimited access for 1 full year, starting from the date when customer request for Priority Pass membership to HSBC Contact Center.
      3. If cardholders Reward Points is less than 1 million when customer requests for Priority Pass membership, cardholder cannot enjoy this program.
      4. Cardholder do not need to maintain having 1 million reward points to enter Priority Pass lounges when they have obtained Priority Pass membership.
      5. Only the main cardholder can enjoy and enter the Priority Pass lounge.
      6. Please visit www.prioritypass.com for more information of Priority Pass lounges.
    3. Free unlimited domestic Airport Lounge access,
      1. Cardholder can enjoy free domestic airport lounge access without redeeming Reward Points if cardholder owns more than 1 million Reward Points.
      2. Only the main cardholder can enjoy and enter the domestic airport lounge.
      3. HSBC Premier MasterCard with 5 million reward points and more can bring a plus one to enter the domestic airport lounge.
      4. This program is only valid for domestic airport lounges who have partnership with HSBC
    4. Free Annual Fee Program
      1. - Free annual fee is counted from card anniversary month onwards. Card anniversary month is the month when the card was approved.
      2. - If during the month of card anniversary, the customers reward points is less than 1 million points, then customer’s card will not be granted free annual fee.
      3. - Free annual fee is for customers main card and up to 3 supplementary cards.
  4. HSBC decision is absolute and irrevocable.
  5. These programs are valid only for main cardholders.
  6. Cardholder may raise queries and objections on programs calculation discrepancies in 30 business days at the latest from the privilege is received. All queries and objections that are raised after 30 business days will not be entertained by HSBC.
  7. 7. HSBC has reserved the rights to change the terms and conditions with customer notification anytime through HSBC website. For more information regarding HSBC Million Points Club, please visit Rewards Points page or call HSBC Contact Center at 1 500 808 or 1 500 700 for HSBC Premier MasterCard.