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Unit Trust Monthly Investment Plan Page

Unit Trust Monthly Investment Plan



Everyone has different needs. Perhaps at this moment you have become aware of the need to secure your financial future, but you are not sure on how to begin. Or perhaps you are worried about whether your current income will be enough to let you enjoy the retirement you hope for.

We understand your concerns, and that is why we have developed the Unit Trust Monthly Investment Plan (UTMIP) to help you invest mutual funds more conveniently, for your future.


What is the Unit Trust Monthly Investment Plan (UTMIP)?

UTMIP will help you get one step closer to your dreams by investing a fixed amount in a Mutual Fund over a period that suits you, starting from Rp 500,000. You can also manage your mutual fund investment online, through HSBC Internet Banking. Enjoy stress-free investing - our auto-debit feature will automatically make a pre-set amount of investment for you every month.

Benefits of investing in the Unit Trust Monthly Investment Plan
  • Enjoy the ease of investing an amount that is more affordable for you.
  • Get more optimal returns on your investment.
  • Enjoy your investing - uncomplicated, flexible, and reliable
  • Make use of the Wealth Dashboard in your Internet Banking to monitor your investment performance whenever, and from wherever, you like.
  • Minimise the impacts of market volatility and achieve investment success with the Dollar Cost Averaging feature.
  • After your initial mutual fund purchase, you are able to perform Mutual Fund transaction through HSBC Internet Banking - simply log on to your account, and click "Mutual Funds" menu.
    Don’t have an HSBC Internet Banking account? Click here.
Important Notice

Getting Started
Terms & Conditions

Call Us

1 500 808

Or (+6221) 2552 6603
(if you are calling from overseas)

For Fusion customer

1 500 501

For Premier customer

1 500 700

Or (+6221) 2551 4722
(if you are calling from overseas)

For other ways to reach us, click here

PT Bank HSBC Indonesia is licensed and supervised by the Financial Services Authority (OJK).
PT Bank HSBC Indonesia included in the guarantee program by Indonesia Deposit Insurance Corporation (LPS).

LPS OJK

How do I start a UTMIP?

To start a UTMIP, simply visit one of our branches nearest to you. One of our relationship managers will help assess your financial needs, risk threshold, and investment preferences. You can start investing in mutual funds with a monthly investment of as little as Rp500,000.

Terms & Conditions

  1. The Unit Trust Monthly Investment Plan (the "Plan") will only be available to customers holding an IDR or USD Savings/Current account (the "Cash Account"), and an Investment Services Account/ Unit Trust Account opened with PT Bank HSBC Indonesia (the "Bank"). If at any time a customer ceases to hold at least one such Investment Services Account / Unit Trust Account after being enrolled in the Plan, the Plan will automatically terminated.
  2. It will take five (5) business days to process the application which must be duly completed and received by the Bank at least five (5) business days before a debit date in order for the Customer to start making contributions on that debit date. Any instruction received after such cut-off will be deferred to the following month for execution.
  3. The Mutual Fund purchased will be using a net asset value of debit date + 1 trading day.
  4. The Customer may amend the Customer instruction for subsequent contributions under the Plan to the extent permitted by the Bank from time to time, and may terminate the Plan at any time. However, such amendment or termination must be made in writing in the prescribed format and must be received by the Bank five (5) business days before a debit date in order to take effect on that debit date.
  5. If the Customer fails to provide sufficient funds for a UTMIP debit for 3 consecutive months during the 1st year of the UTMIP subscription, then the UTMIP will be terminated before it expires and a penalty fee for early termination of the UTMIP will be charged in accordance with point number 4.